Online POS Terminal Loan

*Terms and conditions valid from June 3, 2026, through 11:59 p.m. on June 24, 2026, and exclusively for the recipient of this message. The amount will be available until the date specified, and may be modified or deleted earlier if the customer's circumstances change. The application will be subject to BBVA's risk approval.

This promotion will be valid from January 1, 2026, through June 24, 2026, and consists of a refund of an amount equal to the account opening fee, provided that you have not used the product in the past 12 months and there is an available credit limit.

For subsequent provisions, if at least 12 months have not passed since the last provision, this promotion will not apply. The payment will be made within 24 hours of the disbursement. The promotion of retrocession of the commitment fee, which is the object of these terms and conditions, will not be applicable to subsequent arrangements. The commission will be refunded within 24 hours after the drawdown, with the right of retrocession.

EXAMPLE: Assuming a €20,000 draw with a customized initial commitment fee of 1.60% (€320), and assuming that the merchant has not processed any daily sales with their POS terminal for 150 days (the maximum term), the loan will be repaid in full at maturity for the total amount of €20,000. The Annual Percentage Rate (APR) of the transaction will be (3.87% APR); (NIR 0%). Calculated based on the actual amount and the terms agreed in the contract, in accordance with Circular 5/2012, of 27 June, of the Bank of Spain.