RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Welcome Business Account for self-employed professionals

An online account for self-employed workers for today, a bank for the future

Today we support you to develop your projects and save up to €720 gross in 6 months on your self-employed contributions. Tomorrow we push you to keep growing:
  • Business Debit Account and Card with no fees.
  • We will transfer your money from other banks for free.
  • With a specialized adviser to guide you from day one.
Open it 100% online in just a few minutes. Only for new customers.

Until 04/30/2026

To save up to €720 gross on your self-employed worker's contribution

We give you back up to €120/month for 6 months when you open your Welcome Business Account and pay your self-employed contribution by direct debit.

Use this code during the process:

Copy code AUTONOMO720

To go from strength to strength with more autonomy and fewer complications

The fee-free account with no conditions for self-employed workers

No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).

Negocios Debit Card

The bank account for self-employed professionals includes a debit card with no issuance or maintenance fee for each holder.

€0 for transfers

From bbva.es, the BBVA app or ATMs within the European Economic Area.

€0 for issuance and collection of checks

Without fees for issuing and redeeming national checks in euros.

Open your Negocios Account 100% online and start being more autonomous

  • Provide the information requested

  • Confirm your identity through a video call

  • Sign with the password we will send you

  • If everything is correct, your account will be ready to use

Autónomos Bienvenida Account
Become a BBVA customer