RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Fee-free Empresas Bienvenida Account

I see, I see... an account with no fees or conditions

  • €0 Negocios Debit or Credit Account and Card.
  • €0 for transfers, checks and paychecks.

Fill in this form and a manager will contact you to help you from day one.

For new business customers that bill less than 5 million euros per year.

Through 8/31/2025

And what's more, you can earn up to €720 gross over 6 months.

Open your account online, pay your taxes and/or social security contributions by direct debit and we will refund the amount you pay up to a maximum of €120 / gross per month.

With everything you need to boost your business

  • UntilThrough 12/31/2025

    Take payments from your customers free of charge with a POS terminal that allows you to manage your business comprehensively from anywhere. See terms and conditions

  • Through 8/31/2025

    Insuring your business against cyber attacks will cost you 30% less with BBVA Allianz Cyber insurance. See terms and conditions

And if you're thinking of setting up your own business, don't worry about the paperwork.

Become a BBVA member and, together with Ayuda T Pymes, we will give you free advice on how to set up your company and you will also have an account with no fees or conditions to boost your business right from the start.

Valid for new companies under incorporation. An account with no maintenance or administration fees. 0% NIR 0% APR.

Today and tomorrow, with no fees or conditions

For online or ATM transfers in euros, Swedish kronor or Romanian LEU (rum) in the European Economic Area, Iceland, Liechtenstein or Norway. And for payroll issuance. Transfers made on magnetic media, FMOs (Fund Movement Orders), and same-day-value transfers not included.

€0 Account

No administration or maintenance fees. 0% NIR 0% APR, calculated assuming a positive daily balance for one year.

Cards

Negocios credit or debit card with no fees, ready for any expenses you have.

Checks

For issuing checks or for settling and trading domestic check deposits in euros.

To open your Bienvenida Empresas Account, you just need

I'm interested