Bienvenida Empresas Account

I see, I see... an account with no fees or conditions

  • €0 Negocios Debit or Credit Account and Card.
  • €0 for transfers, checks and paychecks.

Whether you already have your company or you are thinking about creating it.

Fill out this form and an adviser will get in touch with you.

For new customers with companies with a turnover of less than 5 million € / year or companies which are in the process of being incorporated. 

Fee-free Empresas Bienvenida Account

I see, I see... an account with no fees or conditions

  • €0 Negocios Debit or Credit Account and Card.
  • €0 for transfers, checks and paychecks.

Fill in this form and a manager will contact you to help you from day one.

For new business customers that bill less than 5 million euros per year.

Through 8/31/2025

And what's more, you can earn up to €720 gross over 6 months.

Open your account online, pay your taxes and/or social security contributions by direct debit and we will refund the amount you pay up to a maximum of €120 / gross per month.

With everything you need to boost your business

  • UntilThrough 12/31/2025

    POS Terminal + POS Terminal Pass at no cost for the first 12 months

    Take payments from your customers free of charge with a POS terminal that allows you to manage your business comprehensively from anywhere. See terms and conditions

And if you're thinking of setting up your own business, don't worry about the paperwork.

Become a BBVA member and, together with Ayuda T Pymes, we will give you free advice on how to set up your company and you will also have an account with no fees or conditions to boost your business right from the start.

Valid for new companies under incorporation. An account with no maintenance or administration fees. 0% NIR 0% APR.

Today and tomorrow, with no fees or conditions

For online or ATM transfers in euros, Swedish kronor or Romanian LEU (rum) in the European Economic Area, Iceland, Liechtenstein or Norway. And for payroll issuance. Transfers made on magnetic media, FMOs (Fund Movement Orders), and same-day-value transfers not included.

€0 Account

No administration or maintenance fees. 0% NIR 0% APR, calculated assuming a positive daily balance for one year.

Cards

Negocios credit or debit card with no fees, ready for any expenses you have.

Checks

For issuing checks or for settling and trading domestic check deposits in euros.

To open your Bienvenida Empresas Account, you just need

I'm interested