Request or repay your POS Terminal Advance. It's so easy!

Access your online banking and request the advance in one click. You already have POS terminal drawn and want to make a partial or total repayment of the outstanding amount? Log in to your online banking and do it easily too.

Take advantage of all the benefits of the POS Terminal Advance*

  • With no interest

    You just pay 2% commission for each drawdown. 

  • Return the money in 150 days

    Paying 20% of your daily sales with the POS Terminal. And if you don't sell one day... you don't pay!

  • Personalized

    The more you sell with your POS terminal, the higher the limit on your advance.
*Your POS Terminal Advance limit and regular withdrawals are subject to final approval by BBVA. Once approved, in order to qualify for these POS Terminal Advances, you must have been invoicing via the BBVA POS Terminal for at least 6 months. Only one current advance payment is permitted. You will have access to an advance of up to 100% of the average monthly turnover for the quarter (€15,000 maximum). There is a 2% commission on the amount advanced, and 20% withholding on the daily amount sold using the POS system. The maximum repayment term is 150 days. If repayment has not been made earlier, on day 150 the amount pending repayment will be charged to the associated account. The Annual Percentage Rate (APR) for the transaction is 10.295%, assuming an advance of 3,000 euros for a store with POS terminal sales of 100 euros a day over 150 days; calculated based upon the effective amount of the advance and the terms and conditions agreed; this calculation has been performed in accordance with Banco de España [Bank of Spain] Circular 5/2012 of June 27.
Request advance