Nómina Loan

Apply for a loan of up to €75,000 and make your projects come true.

We offer advantageous financing terms if you direct deposit your paycheck at BBVA.

A loan with special conditions

The loan you need to go travelling or for any other plans you might have.
  • With paycheck direct deposited at BBVA and BBVA Payment Protection Insurance: from 6.50% NIR / APR 8.38% (*).
  • Without paycheck direct deposited and without Payment Protection Insurance: up to 8.50% NIR / APR 8.84%.

Terms and Conditions

    • Amount: from €3,000 to €75,000. 
    • Repayment period: from 12 months to 96 months.
    • Commitment fee on the loan amount: 0%.
    • Full or partial early repayment of the amount paid back early, provided that the term remaining does not exceed twelve months: 0.50%. Rest: 1.00%, no annual account maintenance fee.

Offer valid for new applications from 08/25/2025 to 09/24/2025.

Nómina Loan Legal from 6.50% NIR / 8.38% APR

This is an exclusive offer from BBVA that is entirely external to the entity whose members receive this offer.

(*) Valid for loans with a direct deposited paycheck for at least €600, with both requirements met for the term of the loan. Financing subject to approval by BBVA. Example for a 60-month, €10,000 loan, and 40-year-old borrower: TIN 6.50% /APR 8.38%. Amount of the financed single-premium insurance: €380.01. Monthly Payment €203.10. Total amount owed €12,565.84. 

Same example, with both requirements not met for the duration of the loan: NIR NIR 8.50%/APR 8.84%. Monthly Payment €205.17. Total amount owed €12,309.87. 

In both cases, commitment fee of the loan amount: 0%. Full or partial early repayment of the amount paid back early, provided the term remaining does not exceed twelve months: 0.50%. Rest: 1.00%. 

Calculations based on loan being signed on the last day of the month. 

Insurance Company: BBVA SEGUROS, S.A., DE SEGUROS y REASEGUROS, listed in the Register of the Directorate General for Insurance and Pension Funds with code C0502. Broker: BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A., listed in the Special Administrative Register of Insurance Brokers of the Directorate General for Insurance and Pension Funds under registration number OV-0060. With liability insurance arranged and sufficient financial resources. 

You need to prove that you belong to the group.

Request now