Salary advance

Get up to 3 paychecks for whatever you need

We'll pay your paycheck in advance when you need it.

If you have your paycheck paid directly into your BBVA account

You can get up to 3 paychecks to meet any of your daily needs.
  • 5.55% NIR, 5.69% APR (*).
  • Amount: Up to 3 net paychecks, maximum €6,000.
  • Repayment period: up to 9 months.
  • Commitment fee on the loan amount: exempt.
  • Total or partial early repayment fee on the amount repaid of 0.50%.

Offer valid for new applications from 09/01/2025 to 09/30/2025.

Paycheck Advance Legal:

This is an exclusive offer from BBVA that is entirely external to the entity whose members receive this offer. 

(*) Valid for loans with a direct deposited paycheck of at least €600 for the duration of the contract. Financing subject to approval by BBVA. Example for a €3,000 loan over 9 months: 5.55% NIR / 5.69% APR. Monthly Payment €341.09. Total amount owed €3,069.80.

Same example without direct depositing your paycheck for the duration of the contract: NIR 0% / APR 9.44%.Monthly Payment €346.03. Total amount owed €3,114.26. 

For both cases: start-up fee waived. Total or partial early repayment fee on the amount repaid of 0.50%.

You need to prove that you belong to the group.