Individual pension plans

Become a BBVA customer and open a fee-free account

Plan your retirement with BBVA and you can also get up to a 4% bonus for external transfers (1).

Bonus
Amount
Commitment (months)
1%
bonus for transfers of up to 8,000 euros
60
2%
bonus for transfers of 8,000 to 25,000 euros
60
4%
bonus for transfers of more than 25,000 euros
72

Offer valid for new applications from 01/09/2025 to 31/12/2025.

Legal notice Individual pension plans

(1) A bonus of up to 4% gross of the amount transferred, applicable to transfers coming from pension plans or employee pension plans not managed or administered by the BBVA Group. Transfers must be requested between 01/01/2024 and 03/31/2024, both dates inclusive, and the destination pension plan or individual employee pension plan must be one of those appearing in the tables. This pension plan must not be transferred again later, otherwise the bonus will only be applied to the amount of the estate.

Check the terms and conditions to which you must agree for bonus eligibility in the information attached, which is available during the pension plan transfer process at bbva.es.

As a participant/member, you must maintain any pension plans or individual employee pension plans subject to the promotion for a period of 5 consecutive years from the date on which the bonus is credited to you. Otherwise, you will be required to return the gross amount of the bonus received to BBVA. For transfers over 25,000 euros, the 4% bonus entails a commitment of 72 consecutive months (6 years).