Opening an online bank account - BBVA.es

PACKS WITHOUT FEES

Account + Card for new customers

1/6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Online Account Without Fees

For one or two account holders

PROMOTION

Get €100 with Plan C

Do you customer with your Online Account and pays by direct debit your salary from 800€. Use the promotional code PLANC.

Promotion valid until July 31, 2018, or until 15,000 new accounts are opened that are eligible for discounts and have a 12-month minimum contract. View terms and conditions here.

Free cash withdrawals at over 6,000 BBVA ATMs.

Free debit card for every account holder.

Transfers online free(1)

Open your Online Account

Online Blue Account

For one or two account holders under 30 years old

PROMOTION

Get €100 with Plan C

Do you customer with your Online Account and pays by direct debit your salary from 800€. Use the promotional code PLANC.

Promotion valid until July 31, 2018, or until 15,000 new accounts are opened that are eligible for discounts and have a 12-month minimum contract. View terms and conditions here.

Free cash withdrawals at over 6,000 BBVA ATMs.

Free debit card for every account holder.

Transfers online free(1)

I want an account now

Negocios Account

For your professional activity

No maintenance fee

Arrange for your taxes and social security payments to be taken directly from the account and/or for salary payments to be deposited directly into the account.

BBVA Negocios Card

No issuance or maintenance fees

Free

Unlimited transfers with no fees

via bbva.es, the BBVA App, Net cash or ATMs.

More information on the BBVA Online Account and BBVA Blue Account

Features

  • Account only available for signing up online
  • Without fees for withdraw cash debit from the 6000 BBVA ATMs
  • View all the transactions and the status of your account from any device: computer, tablet and cell phone.
  • Possibility to view your digital statement in your email by registering in your private area of bbva.es
  • It accepts all kinds of charges, payments and direct debits
  • It does not include a passbook or check book

Costs

0

for account administration and maintenance, card fee and transfers.

cost for direct depositing your salary or pension income

€0

Annual card fee (for new customers)

€0

transfers (1) from bbva.es or BBVA ATMs

€0

Cash withdrawal from ATMs

ATMs of the BBVA group in Spain

€0

ATMs outside of Spain (minimum €3)

4.50%

Other financial institutions besides the BBVA Group

BBVA will charge the same amount as the fee that the bank which owns the ATM charges BBVA

Check deposits*

national (minimum €3)

0.30% on the amount

international (minimum €3)

7.35% on the amount

Overdraft fees

account overdraft
NIR 7.25% - Every 6 months (Minimum €15)

4.50% on the discount

Do you want to know the details of the documents and contracts you are going to sign?

Online Account + Card Contracts

Account contract

What is it?

This is the contract that establishes the conditions between BBVA and the account holder: length, cancellation methods, conditions for payments, income, withdrawals, etc.

What does it entail?

If you agree with the content of the contract, BBVA will send a free SMS to the cell phone indicated during the subscription process. Enter the password sent to you and click on the "Sign" button to confirm and agree to the entire content of the contract.

Card contract

What is it?

This contract sets forth the conditions between BBVA and the debit card holder: conditions of the card (acquiring goods, obtaining/withdrawing cash from ATMs, etc.), term, means of cancellation...

What does it entail?

If you agree with the content of the contract, BBVA will send a free SMS to the cell phone indicated during the subscription process. Enter the password sent to you and click on the "Sign" button to confirm and agree to the entire content of the contract.

Online Account + Card Documents

PERSONAL DATA PROTECTION ACT/DAE

What is it?

Under the prevention of money laundering regulations, BBVA needs to know the occupation of the account holder. BBVA will also ask to store the card holder's personal data in its files, including data generated during transactions performed via the bank.

What does it entail?

This means that BBVA may process the contract holder's data in order to communicate with them; to send sales promotions and provide notification regarding any events related to the products contracted.

Self-declaration of tax residence

What is it?

BBVA is obliged under the tax information exchange regulations FATCA and CRS) to collect tax information (name, place and date of birth, address and country of residence...) of its customers.

What does it entail?

The tax data (name, place and date of birth, address and country of residence...) the card holder provides during the procedure to engage the product may be shared with the Spanish Tax Agency, if necessary.

More info

(1) By using bbva.es, you will not pay any fees on your transfers in Euros, Swedish Krona or Romanian Leu within the European Economic Area (members of the European Union, plus Iceland, Lichtenstein and Norway). Transfers using magnetic media, Fund Movement Orders (FMOs) and Value Day transfers not included. For transfers which are not included, accompanying expenses and transfer fees established for these purposes will apply

And moreover... enjoy being able to do it all from your cell phone

online account from your cell phone

Account + Card

Turn your cards off and on

You can't find your card? Deactivate it temporarily and activate it again when you find it Do you want to limit some of its operations?
Chooses which! It is all possible using the "restrict transactions" option on your App.

Discover moreSign up as an online customer

Pay with your cell phone

Having no cash is no longer is an excuse! Now that you can pay using your cell phone, you won't be able to get out of buying people a drink.

Discover moreSign up as an online customer

Withdraw cash from your ATM
without a card

Do you need some cash and you aren't carrying your card?
It doesn't matter. Select the "mobile cash" option in your BBVA app to send money to any of our ATMs and withdraw it without your card.

Discover moreSign up as an online customer

Bring your bills
with just a photo

Have you just arrived at BBVA and you want to re-direct debit your bills? Now you can. Take a photo of them with your cell phone and that's it. As easy as that!

Discover moreSign up as an online customer