> 
 > 
 > 
Transfer your fund to BBVA and get up to a €10,000 bonus

Transfer your fund to BBVA and get up to a €10,000 bonus

  • 2% gross of the amount transferred to one of the 3 Quality Inversión funds subject to the bonus.
  • 1% gross of the amount transferred into one of the 3 Mixed Lifecycle funds subject to the bonus. 
  • You will not be taxed for transfers between funds.

If you have any questions about the transfer bonus, request further information and we will contact you.

I'm interested


What is an investment fund transfer? 

It is a fund reimbursement and the immediate subscription to another different fund.

How can I request the transfer of a BBVA investment fund?

The fund holder must go to BBVA to request the transfer. You will need to identify the fund of origin, the capital you want to transfer and the destination fund. BBVA will handle all the procedures and the transferred funds will be available in the client's BBVA fund.

Does the fund transfer have tax implications?

No. Transfers between investment funds have no tax repercussions, which will be deferred until the time of reimbursement of the shares. This makes it possible to change strategy as often as you wish, without having to pay taxes on capital gains.

Can I transfer my money between BBVA funds?

Yes. The process is very simple as it is handled by BBVA. The customer must request the transfer (of the total or partial amount of capital) from BBVA, and clearly identify the fund of origin and the destination fund. The transfer will take place within three business days. In this case, the fund holder will not be eligible for the bonus.

What bonus will I receive with the transfer of a BBVA investment fund?

When transferring your BBVA fund, you will receive a bonus of 2% gross of the amount transferred to one of the 3 Quality Inversión bonificado funds. If the transfer is to one of the 3 Mixtos de Ciclo de Vida Bonificados funds, the bonus will be of 1% gross. In both cases, the amount maximum to perceive for the bonus be of 10,000€ for participant and fund.

See legal notice.

We give you a 2% bonus for: Quality Investment Range

If you have additional money to make good use of market opportunities, as per your investment profile, then check out the Quality Inversión range.


Name of the Fund Investment horizon      Initial minimum amount Required permanence Documents Signing up and transfer
Quality Inversión Conservadora, FI Global investment fund with a variable income level between 0% and 30%. €600 30 months View documentation

See full information

Quality Inversión Moderada, FI Global investment fund with a variable income level between 20% and 60%. €600 30 months View documentation

See full information

Quality Inversión Decidida, FI Global investment fund with a variable income level between 50% and 90%. €600 30 months View documentation

See full information



We give you a 1% bonus for: BBVA Target Date Range

Because life is about reaching milestones, we present to you the BBVA Target Date range: possibility of investing in a diversified way in different types of asset; exposure to assets considered as high risk will progressively decrease while exposure to more conservative assets will increase as the horizon established approaches.


Name of the Fund Investment horizon   Initial minimum amount Required permanence Documents Signing up and transfer
BBVA Mi Objetivo 2021 Mixed fixed-income investment fund recommended for investments with a time horizon set in December 2021.

€30

18 months View documentation

See full information

BBVA Mi Objetivo 2026 Mixed fixed-income investment fund recommended for investments with a time horizon set in December 2026. €30 18 months View documentation

See full information

BBVA Mi Objetivo 2031 Mixed fixed-income investment fund recommended for investments with a time horizon set in December 2031. €30 18 months View documentation

See full information

See legal notice.

We will give you 2% gross of the amount transferred to one of the 3 Quality Inversión funds associated with the bonus.

We will give you 1% gross of the amount transferred to one of the 3 Ciclo de Vida mixed-asset funds (‘Mi Inversión’) associated with the bonus. 

When requesting the transfer, you can choose: 

  • To reinvest the amount received from the promotion into the destination fund of your choice.
  • That we pay this amount into the account associated to the fund.

Remember that you will not be taxed for transfers among investment funds.

Earn extra if you perform the transfer on bbva.es or at your BBVA branch. 

Practical examples:

If you request a transfer of €75,000:

Purpose: Funds from the ‘Quality Investment’ Line of Products Funds from the ‘My Investment’ Line of Products
Bonus (gross) €1,500 €750
Withholding (19%) €285 €142.5
Net bonus received €1,215 €607.5

Bonus limit of €10,000 per shareholder for the full set of transfers made to both applicable ranges during the period from October 1, 2018 to December 31, 2018.

2% Bonus: Offer applies to transfers from investment funds that are neither managed by nor deposited by the BBVA Group, requested between 10/01/2018 and 12/31/2018 inclusive, and whose destination is any of the funds from the ‘Quality Inversión’ range included in the table. The shareholder must keep the funds subject to the promotion for a period of 30 months.

1%Bonus : Offer applies to transfers from investment funds that are neither managed by nor deposited by the BBVA Group, requested between 10/01/2018 and 12/31/2018 inclusive, and whose destination is any of the mixed life-cycle funds (‘Mi objetivo’ range) included in the table. The Participant must maintain the funds subject to the promotion for a period of 18 months.

Review all terms and conditions in the adhesion form to which you must adhere if you wish to benefit from the bonus available for the transfer processes to investment funds in bbva.es. As a shareholder, you must maintain the funds subject to the promotion during the indicated period, or otherwise be obliged to return the gross amount of the bonus received to BBVA*.

See legal notice.