The BBVA Negocios Credit Card is designed for self-employed workers and independent professionals who want more control over their expenses and who travel frequently using their own vehicle.
2% discount on fuel when using this card at Solred service stations* (Repsol, Campsa and Petronor).
Bill with VAT for payments made via Solred terminals.
MasterCard Connection Service* including legal advice and tax management.
This Mastercard credit card allows you to pay off your expenditure at the end of the month, or pay it off in various instalments, and adapts to your professional activity as it has specific benefits for self-employed workers, SMEs and liberal professionals.
Perfect for professionals and self-employed workers who travel frequently using their own vehicle. It enables you to save money every time you refuel, thanks to its discounts at Repsol, Campsa and Petronor gas stations.
With the Negocios Card Credit can pay your purchases or carry out cash withdrawals credit in ATMs.
|Cash withdrawals||Against checking account (debit)||Against credit card account|
|ATMs of the BBVA group in Spain||€0||2% (minimum €1.80)|
|ATMs in Spain of banks other than the BBVA group||Note 1||Note 2|
|ATMs outside of Spain||4% (minimum €2.40)||4% (minimum €2.40)|
Note 1: If you use your credit card to withdraw cash in Euros from an ATM that does not belong to the BBVA Group in Spain, BBVA will charge you the amount it has to pay the bank that owns the ATM in order to perform the transaction. This amount will be provided by the bank that owns the ATM before the cash withdrawal.
Note 2: For the cash withdrawals credit through card in ATMs belonging to a company different of the BBVA Group in Spain in Euros, BBVA have repercussions the same amount of the fee encashed for the company account holder of the ATM to BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal. Likewise, BBVA you charge the fee indicated for ATMs Group BBVA in Spain. This fee is additional to the fee for cash withdrawal credit through card in ATMs of companies different of the BBVA Group in Spain.
|Total payment||No purchase fees
|Deferred payment||NIR yearly 22.20%, and APR 24.60%|
|3 months with a 7 euro fee|
|6 months with a 25 euro fee|
|You pay no interest|
You can pay between 3 and 36 monthly installments, with a monthly NIR of 1.5%, (19.56% APR) applicable to the outstanding amount
|Zero Payment||Free of charge|
*Solred provides a 2% discount for all monthly payments on fuel in gas stations in the REPSOL Group (Repsol, Campsa and Petronor), identified with the Solred logo, provided that the purchase is made via the Solred point-of-sale terminal.
The BBVA Negocios Debit Card includes travel and accident insurance. This coverage is the same regardless of form of payment for the card. The main coverage types are displayed below.
ACCIDENT INSURANCE (for any trip paid for using the card):
|Full permanent disability||€310,000|
|Partial permanent disability||€155,000|
|Compensation for payments made with the card in the event of death or full permanent disability||€6,000|
|Repatriation of remains||€3,000|
TRAVEL ASSISTANCE INSURANCE (you do not need to pay for it with the card):
|Coverage for baggage theft, damage, or loss||Up to €600|
|Baggage delay coverage||Up to €900|
|Travel delay coverage||Maximum €570|
|Medical expenses in a foreign country||€3,000|
|Health-care repatriation for accident or illness||Included|
Insurance Company: BBVA Seguros, S.A. de Seguros y Reaseguros, registered in the Registry of the Directorate-General for Insurance and Pension Funds under number C-0502.
Broker: BBVA Broker, S.A. Correduría de Seguros y Reaseguros, registered in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under reference J0599. Approved Public Liability Insurance. With sufficient financial capacity.
Hello, before continuing, please indicate whether you are self-employed or a company, and if you are already a customer or not: