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Negocios Debit Card for SMEs

Negocios Debit Card for SMEs

The BBVA Negocios Debit Card is designed for self-employed workers and independent professionals who want more control over their expenses and who travel frequently using their own vehicle.

  • 2% discount on fuel when using this card at Solred service stations* (Repsol, Campsa and Petronor).

  • Bill with VAT for payments made via Solred terminals.

  • MasterCard Connection Service* including legal advice and tax management.


How does it work?

Perfect for professionals and self-employed workers who travel frequently using their own vehicle. It enables you to save money every time you refuel, thanks to its discounts at Repsol, Campsa and Petronor gas stations.
With the Negocios Card Debit can pay your purchases or carry out cash withdrawals debit through card in ATMs.

Features

  • A 2% discount on fuel at Repsol, Campsa and Petronor service stations. 
  • You will have a bill with VAT, detailing the payments made via Solred terminals.
  • As a debit card, the transactions will be charged directly against the balance in your associated BBVA account. You can pay using the money you have available in your account.
  • These cards offer the MasterCard Connection Service, a new no-cost feature providing IT assistance, legal advice, business management services, business internationalization consulting, and VAT refund services for EU countries; designed to offer solutions for the most common IT and legal consulting needs faced by the self-employed and independent professionals when carrying out their business activities. Detailed information about the MasterCard Connection Service is found here.

Terms and Conditions

  • Fee for issuance and maintenance of debit card : €30, exempt for the first year. Waived for other years for annual billing over €1,500.
  • Fee for cash withdrawal debit through card in ATMs:
Cash withdrawals Debit
ATMs of the BBVA group in Spain No fees
ATMs in Spain of banks other than the BBVA group With fee (Note 1)
ATMs outside of Spain 4% (minimum €2.40)

Note 1: When withdrawing cash on debit by card at an ATM belonging to a bank other than the BBVA Group in Spain in euros, BBVA will charge the same amount as the fee that the bank which owns the ATM charges BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal.

See legal notice.

The BBVA Negocios Debit Card includes travel and accident insurance. This coverage is the same regardless of form of payment for the card. The main coverage types are displayed below.



ACCIDENT INSURANCE (for any trip paid for using the card):

Accident Coverage
Death €310,000
Full permanent disability €310,000
Partial permanent disability €155,000
Compensation for payments made with the card in the event of death or full permanent disability €6,000
Repatriation of remains €3,000
Kidnapping expenses €6,000



TRAVEL ASSISTANCE INSURANCE (you do not need to pay for it with the card):

Travel assistance Coverage
Coverage for baggage theft, damage, or loss Up to €600
Baggage delay coverage Up to €900
Travel delay coverage Maximum €570
Medical expenses in a foreign country €3,000
Health-care repatriation for accident or illness Included


Insurance Company: BBVA Seguros, S.A. de Seguros y Reaseguros, registered in the Registry of the Directorate-General for Insurance and Pension Funds under number C-0502.

Broker: BBVA Broker, S.A. Correduría de Seguros y Reaseguros, registered in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under reference J0599. Approved Public Liability Insurance. With sufficient financial capacity.