BBVA Third-party Windows + Theft + Fire Insurance

BBVA Third-party Windows + Theft + Fire Insurance

Enjoy the protection of BBVA Third-Party Insurance with additional coverage for broken windows, theft, and fire.

And if want more protection, you can extend your coverage with one of our optional packages.

  • Door to door service at no cost for the first year.

  • We respect your no-claims bonuses.

  • Pay your insurance month to month with the BBVA EstarSeguro Plan.


Civil Liability
  • Arising from driving the insured vehicle: compulsory, voluntary (€50,000,000 limit), for transported objects (€100,000), resulting from fire (€600,000) and for towing and caravans up to 750 Kg.
Personal accidents of the driver and occupants
  • Healthcare guaranteed until 1 year later of the date in which has happened the accident, in private schools (maximum of 3,000€ in centers of free choice).
  • Accidental Permanent Disability: up to 30,000 €. 
  • Accidental death: up to 30,000 €.
Breakage of windows
  • Window breakage.
Vehicle theft and fire
  • If your car is less than 1 year old we will reimburse 100% of the value of a new car in the case of total loss of the vehicle.
  • If your car is more than 1 year old we will reimburse 100% of the market value.

Protection as a Pedestrian and Cyclist
  • You will be covered if you cause an accident in these circumstances with damages to third parties: Civil Liability (limit €60,000) as well as Defense and Claims.
Accessories (extras)
  • Automatic coverage of accessories built into the vehicle when it leaves the car dealership, without the need to make additions to the policy.
Processing fines
  • Administrative proceedings, including appeals.
Legal defense and damage claim bail
  • Legal defense and damage claims (up to €600). 
  • Financing up to €35,000.
Free Choice of Repair garage
  • You can choose any repair garage you like or use our network of recommended garages, for repairs in a radius of 100 km in roadside assistance.
Vehicle and occupants road assistance: from Km 0 and tow-away recovery
  • We send you, from km 0, a tow-truck or a repair car to repair your vehicle in situ wherever you are (provided that its access is legal and possible) in a maximum of 50 minutes, within the national territory. 
  • Towing of vehicle: up to 100 km. 
  • The territorial scope of this coverage is worldwide for assistance to people, and Europe and other countries bordering the Mediterranean in the case of the vehicle.

  • In the event of total loss or disappearance of your insured vehicle, the contract shall be extinguished and you will have the right to receive the premium of the period underway not used.
  • Territorial scope: the coverage types are applicable throughout the territory of the European Economic Area and in the countries adhering to the International Green Card Agreement, except in the case of guarantees where the scope is expressly specified.

What are its main features?

  • Insurable vehicles:
    • Standard family cars (and their derivatives), four-wheel drive vehicles and minivans.
    • Vans and commercial vehicles up to 3,500 Kg. of authorized weight.
  • Duration: it is an annual, renewable insurance policy.
  • Payment method: the first premium will be paid at the time of formalizing the contract. If you include it in the BBVA EstarSeguro Plan, you will make monthly payments and save from the second insurance policy included in your Plan.
  • Cancellation: until one month prior to expiration with no additional cost.
  • You can take out two optional packages of coverages: Improved Pack (extends existing coverages) and Replacement Vehicle:
Improved pack
Wide coverages and existing services Defense and claim for damages up to €3,000.
Accidents of the driver and occupants: capital increase for death and permanent disability (until 60,000€) and of healthcare (until 6,000€) in centers of free choice.
Towing of vehicle: without mileage limit.
Free choice of repair garage in Spain, France, Portugal and Andorra.
Indemnity for window breakage. Even in the event of disappearance of the vehicle.
Damages to luggage up to €500.
In the event of theft, fire and damages, during the 2 first years following registration, we will value your vehicle with 100% of the new-value, and from the third year, 100% of the market value.
Replacement vehicle pack
Group C vehicle Maximum of 7 consecutive calendar days, in the event of not being able to use the vehicle for more than 24h due to an accident, theft or fire. The usual driver must be over 21 years old and must have held a driving license for at least one year.

What are the necessary requirements?

Be person over 21 years old and have at least 2 years of seniority of the driving license.

What is the deadline for applying?

At any time. You can contract it up to 9 months before the expiry of your current insurance, and we respect the price that we offer you today.

Information Document on Insurance Products

Here can learn more on the main features of BBVA Coche INSURANCE. The law requires us to provide a standard document with information on the insurance, so we are making available this sheet with more specific information so you can understand its characteristics.

BBVA Coche INSURANCE:open document

General conditions

See the product's General Terms and Conditions for more information. Remember that this document is for information purposes only. You will receive your contract documents during the contract process.

BBVA Coche INSURANCE: open document

Insurance companies



BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADOS, S.A. registered in the Special Administrative Registry of Insurance Brokers of the Directorate-General For Insurance And Pension Funds under the registration number OV-0060. With liability insurance arranged and sufficient financial resources.

More info

To benefit from the BBVA EstarSeguro Plan, you must sign up for the interest-free, commission-free BBVA EstarSeguro Plan card, with no extra costs. Card subject to prior approval by BBVA.