BBVA Agricultural Machinery Insurance

BBVA Agricultural Machinery Insurance

Agricultural Machinery Insurance enables you to protect the tractors, harvesters, rototillers, semi-trailers and trailers you own.

  • Flat rate, with no effect from the no claims bonus.

  • Extensive coverage.

Mandatory public liability
  • Requirement to compensate a third party for damages caused by the use of a vehicle when the Insured is deemed civilly liable for said damages by virtue of the Law on Public Liability and Motor Vehicle Insurance, provided both the owner and driver of the vehicle at issue are insured.
Additional or voluntary public liability
  • In addition to mandatory public liability, a limit of up to €50,000,000 is available for any compensation due.
Public liability, freight
  • This covers the non-contractual public liability of the driver and/or owner for damages caused to third parties deriving from objects or goods transported in the insured vehicle up to a limit of €60,000.
Public liability for vehicle fire
  • Covers public liability in the event of a fire in the vehicle for damages caused to third parties resulting from the fire originating in the insured vehicle when said vehicle is parked. €60,000 limit.
Public liability for works performed
  • Covers compensation payments arising from non-contractual liability deriving from damages caused to third parties in connection with agricultural or farming works up to the limit stipulated in the particular terms and conditions. Limit: in accordance with the amount of coverage taken out of €30,000 / €60,000.
  • Covers windshields, rear windows and side windows, including the value of glass and fitting/repair costs up to a maximum of €600 per loss event.
Fire, Theft and Total Loss
  • Covers partial damage or the loss of the insured vehicle as a result of fire, theft or an accident.
Driver accidental bodily injury
  • For the purposes of this coverage, €6,000 is available in the event of the death of the driver as a result of a traffic accident and €12,000 is available in the event of permanent disability. €1,500 for health care provided by centers other than those previously agreed.
Damage caused to the insured vehicle
  • Within the limits established in the policy, this coverage includes partial damage to or the total loss of the vehicle as a result of an accident caused by an external, violent and instant event that has no connection to the will of the driver, at a time when the vehicle is being driven, is stationary or is in transit. Therefore, the following causes of damage are expressly included in the insurance coverage:
    • If the vehicle overturns or falls, or collides with other vehicles or with any other moving or stationary object.
    • If land, bridges or roads collapse.
    • Malicious acts performed by third parties, provided the insured has made every effort to prevent them and the act at issue is not caused by terrorism, revolt, sedition, an uprising, riot or acts performed by armed forces or law enforcement authorities in times of peace, coverage of which shall be provided by the Consorcio de Compensación de Seguros [Insurance Compensation Consortium] in accordance with the terms and conditions of Article 29.
    • Accidents arising from defective equipment, manufacturing defects or poor maintenance, wherein it is understood that the insurer's coverage in such situations is limited to repairing the damage caused by the accident rather than repairing the defective or poorly maintained parts.
    • Damage or impairment to the internal upholstery of the insured vehicle caused by the assistance given to accident victims, up to a limit of €300.
    • Broken glass, in accordance with the scope and exclusions provided by this coverage.
    • Damage caused by hail that is not legally considered an extraordinary risk. When expressly agreed in the particular terms and conditions, the coverage discussed in this article may be limited to the total loss of the insured vehicle
Legal defense
  • Covers the provision of legal services with regard to administrative, traffic and road use and safety violations.

  • In the event of total loss or disappearance of your insured vehicle, the contract shall be extinguished and you will have the right to receive the premium of the period underway not used.
  • Territorial scope:  
    • Voluntary public liability coverage and public liability coverage for personal damages, fire, theft, broken glass, legal defense, claims for damages and personal accidents applies throughout the European Economic Area, to the states that are signatories to the Multilateral Guarantee Agreement and Morocco. Public liability coverage for works performed applies throughout Spanish territory.
    • Mandatory public liability coverage shall take effect:
      • Within Spanish territory, up to the quantitative limits that prevailing provisions establish as such at any given time.
      • Abroad, when the event at issue happens abroad, but within the European Economic Area or the territories of the states that are signatories to the agreement between the insurance firms of European Economic Area member states and other associated states, this coverage is awarded within the limits and under the terms and conditions deemed as mandatory in the legislation of the state in which the event took place.
      • However, if the event occurred in a European Economic Area member state, the coverage limits provided for in the above section will be applied, provided said limits are greater than those of the state in which the event took place.
      • A green card will have to be issued for territories not included in section 1.

What are its main features?

  • Insurable vehicles:
    • Tractors.
    • Harvesters.
    • Rototillers.
    • Semi-trailers.
    • Trailers.
  • Duration: it is an annual, renewable insurance policy.
  • Payment method: payment of the first premium must take place at the time when the contract is formalized, with the rest paid on their corresponding due dates.
  • Cancellation: until one month prior to expiration with no additional cost.

What are the necessary requirements?

Be over 18 years old and hold a driving license.

What is the deadline for applying?

At any time. You can contract it up to 9 months before the expiry of your current insurance, and we respect the price that we offer you today.

Insurance company

LIBERTY INSURANCE, Compañía de Seguros y Reaseguros, S.A., with Company Tax Code A48037642, entered in the Register of the Directorate-General for Insurance and Pension Funds (under code nº C-0467), which is monitored by the Directorate-General for Insurance and Pension Funds within the Ministry for Economic Affairs, Industry and Competition.


BBVA Mediación, Operador de Banca-Seguros Vinculado, S.A. with registered office in Madrid at Calle Azul nº 4, entered in the Commercial Register of Madrid in Volume 24602, Section 8, Page M62255, with Corporate Tax Code A/78581998, and entered under code OV0060 in the Special Administrative Register of Insurance Brokers of the Directorate-General of Insurance and Pension Funds, which is part of the Ministry for Economic Affairs, Industry and Competition of the Spanish State. There is no obligation to provide insurance brokerage services solely for LIBERTY SEGUROS, or to offer consultancy in accordance with the obligation imposed on insurance brokers to provide objective analysis. Consultancy is provided in order to take out insurance. Information about the insurance firms for which brokerage services are provided may be requested without prejudice to the right to take out insurance with another firm.

BBVA Mediación, Operador de Banca-Seguros Vinculado, S.A., is covered by a public liability insurance policy and a financial surety. It is part of a group of companies that is 100% owned by Banco Bilbao Vizcaya Argentaria, S.A.