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Credit Account Online

Credit Account Online

Enjoys this credit account contractible 100% online for finance the activities usual of your business and without have to justify the destination of the provisions.

  • Requests financing for your business.

  • Obtain liquidity with this credit account immediately.

  • Contracting 100% online.

  • You do not need to justify the use of the credit with invoices or similar.

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  • The object of this online credit account is the financing of working capital, financing of stocks as well as other activities related to your activity business. 
  • The term of duration of the credit account online is of 1 year, renewable up to a maximum of 3 years if both parts agree. 
  • The credit limit is a minimum of 3,000 euros and a maximum of 25,000 euros.
  • Obtain the financing of way immediate.
  • This credit account is arranged 100% online.
  • Use it as your everyday account for the duration of the credit account.
  • To use the credit you do not need to document what it is being use for by providing an invoice or similar, and it does not need to be signed before a notary.

Fixed interest rate

It has a fixed interest rate, applied quarterly to the average balance drawn down of the credit account.

Fees

  • No arrangement fee.
  • No administration fee.
  • Commitment fee: on the limit granted at the time of signing the contract and on each annual renewal date.
  • Availability fee: on the balance not drawn down of the credit account in each quarter.
  • Early cancellation fee: this will be applied if you decide to cancel it before its maturity date, on the amount canceled.
  • For other conditions visit your BBVA branch.

Settlements

  • Interest is settled quarterly from the date of the contract.

  • Be a company with a turnover of less than 5 million euros.
  • Have funds available through BBVA Net Cash.