BBVA - Online Banking

BBVA mortgages

With the BBVA Fixed-Rate Mortgage you will pay the same amount every month for your mortgage repayment, with no surprises.

So you can focus on the ones who matter the most.

Analyze a property

Analyze the neighborhood

Calculate your monthly payment

We have the mortgage that is best adapted to you.

MIXED-RATE mortgage

Variable rate from
Euribor + 0.99
(Variable APR of 1.67%)

Fixed rate for the first years
(from 2 to 10 years)

FIXED-RATE mortgage

Fixed rate from
1.95% NIR
(APR 2.73%)

VARIABLE-RATE mortgage

Variable rate from
Euribor + 0.99
(Variable APR of 1.67%)

First 2 years: 1.75% NIR

Compare our mortgages with a single simulation

Switch your mortgage to BBVA

Fixed rate subrogation

Fixed rate from
1.95% NIR
(APR 2.46%)

Switch to a variable rate

Variable rate from
Euribor + 1.25
(Variable APR of 1.63%)

First year: 1.25% NIR

Discover the best mortgage for you

And, if you want to transfer your mortgage to BBVA, use the BBVA subrogation calculator

Is it for a new home?
Will this be your main home?
In which province is it?
37,5001,500,000
30,0001,200,000
030,000
530

VARIABLE-RATE mortgage

Term and payment during the initial period

24 MONTHS---.-- € NIR: -.-- %


Monthly payment for the remaining - years (if the EURIBOR does not vary)---.-- €

Euribor +-.-- %APR: -.--- %

Apply for a mortgage

Variable-rate mortgage fees

MIXED-RATE mortgage

Term and payment during the initial period

---.-- € NIR: -.-- %


Monthly payment for the remaining -- years (if the EURIBOR does not vary)---.-- €

Euribor +-.-- %APR: -.--- %

Apply for a mortgage

Mixed-rate mortgage

FIXED-RATE mortgage

Your monthly repayment will always be the same, with no increases and no surprises.

Your monthly payment will be:-,---.-- €

NIR: -.-- %APR: -.--- %

Apply for a mortgage

Fixed-rate mortgage fees

of questions answered

Related links

Floor clause information

View information about the procedure for requesting a refund in relation to a floor clause.

More info

Mortgage comparison

Quickly compare the characteristics and requirements of our mortgages so that you can buy the house of your dreams.

More info

Official interest rates (Banco de España)

Here is the link to the Banco de España web page showing the official interest rates.

More info

Taking out a mortgage loan in Spain

We provide you with the complete guide created by Banco de España on mortgage loans.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA variable mortgage, providing transparency and protection for bank customers.

More information (PDF)

Annex to precontractual information file (FIPRE)

Additional text on the pre-contractual information file (FIPRE). Consumer law of Catalonia.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA discounted fixed mortgage, providing transparency and protection for the banking customer.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA fixed mortgage, providing transparency and protection for bank customers.

More information (PDF)

Law 3/2016 Andalusia

Documents and information on the List of Documentation for Mandatory Submittal.

More info