BBVA - Online Banking

BBVA pension plans

a 3% bonus for carrying out a transfer.

I'm interested

  • I want to choose a plan

  • I want to transfer

  • I want to contribute

  • Pension Plan Finder

  • Plan simulator

Pension Plan Finder

Receive a 3% bonus for transferring your pension plan to BBVA

  • Because until September 30, if you transfer to BBVA the plans you have in another entity, we will add 3% to them. With no limit on the balance. A great plan.

View terms and conditions Request information

Do you know why it's a good idea to have a pension plan?

  • Because you are earning money starting from today.
  • Because you enjoy its tax benefits year after year.
  • Because you can choose if you make regular or extraordinary contributions.

Make a contribution now, in the amount most suitable for you.

One-off Periodic

Plan simulator

Pension plans, plan your retirement with BBVA

Sign up for it easily: select your age bracket and choose whichever plan you prefer:

  • See Funds
    Girl under 50 years old

    Under 50 years old

    more information

  • See Funds
    Man between 50 and 60 years old

    Between 50 and 60 years old

    more information

  • See Funds
    Woman over 60 years old

    Over 60 years old

    more information

  • See Funds
    Retired man

    I am already retired

    more information

CONSERVATIVE

MODERATE

DECIDIDO

BBVA Plan Multiactivo Conservador

For conservative investment profiles who want to invest in balanced fixed-income securities and who are a long way off retirement age.

BBVA Plan Renta Fija Internacional Flexible 0-3

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

BBVA Plan Multiactivo Moderado

For people who want to invest in international market assets, with variable yield.

BBVA Plan Renta Fija Internacional Flexible

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

BBVA Plan Multiactivo Decidido

For resolute investment profiles who want to make a diversified investment in the international market and who are a long way off retirement age.

BBVA Plan Renta Variable, FP

For resolute investment profiles who want to invest in equities in the international market.

BBVA Plan Jubilación 2030

For resolute risk profiles who are due to retire around 2030.

BBVA Plan Jubilación 2040

Intended for customers with a resolute risk profile, who are due to retire around 2040.

Learn about the employee pension plans specifically for the Basque Country, click here

CONSERVATIVE

MODERATE

DECIDIDO

BBVA Plan Renta Fija Internacional Flexible 0-3

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

BBVA Plan Multiactivo Conservador

Recommended for moderate investment profiles who want to invest their savings in balanced fixed-income securities.

BBVA Plan Renta Fija Internacional Flexible 0-3

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

BBVA Plan Multiactivo Moderado

For resolute investment profiles who want to make a diversified investment in the international market and who are a long way off retirement age.

BBVA Plan Jubilación 2025

Intended for customers with a resolute risk profile, who are due to retire around 2025.

BBVA Plan Jubilación 2030

For resolute risk profiles who are due to retire around 2030.

BBVA Plan Renta Fija Internacional Flexible

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

Learn about the employee pension plans specifically for the Basque Country, click here

CONSERVATIVE

MODERATE

DECIDIDO

BBVA Plan Mercado Monetario

For conservative investors who want to invest in fixed-income securities and who are close to retirement.

BBVA Plan Renta Fija Internacional Flexible 0-3

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

BBVA Plan Multiactivo Conservador

For resolute investment profiles who want to invest in balanced fixed-income securities and who are close to retirement.

Learn about the employee pension plans specifically for the Basque Country, click here

Conservative

Moderate

Decidido

BBVA Plan Mercado Monetario

For conservative investors who want to invest in fixed-income securities and who are close to retirement.

BBVA Rentas PPA

It allows you to earn consolidated rights on individual pension plans and guaranteed benefit plans.

BBVA Insured Annuities

Recommended for people who want to enjoy their retirement and maintain their standard of living.

BBVA Plan Renta Fija Internacional Flexible 0-3

For moderate investment profiles who want to invest in fixed-income assets and are a long way off retirement.

BBVA Plan Multiactivo Conservador

Recommended for resolute investment profiles who want to invest in balanced fixed-income securities.

Learn about the employee pension plans specifically for the Basque Country, click here

Decide to open your pension plan with BBVA

Saving for your retirement is essential. We have pension plans designed for all ages and investor profiles. If you have decided to contract your pension plan with BBVA, just select the one that is right for you and get a bonus for transferring an outside plan to one of those in our campaign. Remember that contributions to plans qualify for tax exemption in your annual tax return. 

To contract your BBVA pension plan, all you need to do is indicate the age range you fall into, then select your plan from the wide range of those available.

We are giving away €1,000, direct to your account!

Take part in our monthly prize drawings by making bonus contributions of at least €100 to your BBVA Pension Plan.

"To improvise a dish you only need a few minutes...and 30 years of preparation"

Pension plans

Discover how chef Joan Roca improvises in the kitchen, and plan for your future with a BBVA Pension Plan.

Watch video

"My secret for improvising during a match? Spending my whole life getting prepared for it."

Pension plans

The secret to how tennis star Garbiñe Muguruza improvises during a match is the preparation. And that is the secret to your future as well: prepare for it now with a BBVA Pension Plan.

Watch video

Related links

Pension plan calculator:

Calculate, plan and estimate the contributions and the tax saving so that you can enjoy the best retirement.

More info

Defined Benefit Simulator

This simulator will help you calculate your retirement pension and make plans for how to collect the benefits from your Pension Plan/EPSV.

Go to the simulator

Tax rules of pension plans

Contributions and provisions reduce the Personal Income Tax imposible base.

More info

Pension funds

What are pension funds? Differences between pension plans.

More info

Save in your everyday operations

We offer you simple advice so you can save for your retirement.

More info

Pension Plan Comparison

Search our pension plans catalogue and compare the plans to find that which is best adapted to your savings needs.

More info