Account Businesses Bienvenida

The account for your occupation. If are self-employed worker or SME, this is your account. Only for new customers.

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  • Account Businesses Bienvenida

Risk level


This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Negocios Account

Suitable for self-employed workers (individuals) and SMEs (legal entities) that need an account for their professional activity.

  • No account maintenance fees when you set up direct debit payment or your taxes, social security contributions, and/or payroll.
  • A BBVA Negocios Card with no issue or maintenance fees.
  • Unlimited transfers without fees from any device.

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Online banking for self-employed workers

Discover the tools that the virtual office at makes available to help you manage the day-to-day affairs of your business.

More infoabout Online Banking for self-employed workers