BBVA mortgages

With the BBVA Fixed-Rate Mortgage you will pay the same amount every month for your mortgage repayment, with no surprises. So you will be able to look after those who matter most.


No notarial, management, registry and valuation fees.

No commitment fee

Variable rate from
euribor +0.99
(Variable APR 1.712 %)

First year from 1.99 % NIR

FIXED-RATE mortgage

No notarial, management, registry and valuation fees.

No commitment fee

Fixed rate from
1.95 % NIR (APR 2.652 %)

Compare our mortgages with a single calculation

Mortgage calculator

Before you apply for one, calculate the installment amounts and payment terms for the loan, as well as the expenses associated with the purchase and the mortgage.

Calculate your paymentabout the mortgage calculator

BBVA Valora

Find out the approximate purchase price of a house using BBVA Valora.

Analyze a propertyabout BBVA Valora

Related links

Real-Estate Credit Act 5/2019

View the general terms and conditions of the contracts.

More info

Minimum interest clause information

View information about the procedure for requesting a refund in relation to a minimum interest clause.

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Mortgage comparison

Quickly compare the characteristics and requirements before applying for the mortgage for the house of your dreams.

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Official interest rates (Banco de España)

Here is the link to the Banco de España web page showing the official interest rates.

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Taking out a mortgage loan in Spain

We provide you with the complete guide created by Banco de España on mortgage loans.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA variable mortgage, providing transparency and protection for bank customers.

More information (PDF)

Annex to precontractual information file (FIPRE)

Additional text on the pre-contractual information file (FIPRE). Consumer law of Catalonia.

More information (PDF)

Law 3/2016 Andalusia

Documents and information on the List of Documentation for Mandatory Submittal.

More info