- Paying for your purchases on the 5th of the following month
The total amount of the purchases made (without interest) and the cash withdrawn on credit (with interest) will be charged to the associated account.
- Paying a fixed amount or a percentage each month
The associated account will be charged a fixed monthly payment or a percentage of the balance at an annual NIR of 22.20% and an APR from 24.60%. If the result of applying the minimum percentage to the balance is lower than €5, the minimum repayment amount will be €5.
- Customizing the payment from 3 to 6 months
The proportional part of your total purchases (in excess of €50) will be charged to the associated account based on the number of payments you have selected, between 3 to 6 months. The first payment will also include a deferral management fee of 2.9%, 3.6%, 4.3% or 5% (depending on the option chosen). APR from 19.07% to 19.23%.
- Customizing the payment from 7 to 36 months
A fixed amount (€50 minimum) will be charged to the associated account depending on the number of payments you selected previously. An annual NIR of 18% (APR of 19.56%) will be applied to the outstanding amount.