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      Agropréstamo

      The loan you need.

      For your agricultural and livestock activities.

       

      • Adjust each payment to your business income.
      • Up to 10 years.
      • Compatible with other official subsidies.
      Apply

      Do you want it?

      • Applying for the Agropréstamo is very simple, you just need to follow the following steps:

        • Request a minimum of €600.
        • Choose the term you need for your investment:
          - Medium and long term for agricultural or livestock assets.
          - Short Term for campaign loans, advance payment of grants, and PAC advances.

        See example

      What conditions do you have to meet?

      • To obtain the Agropréstamo, you must meet the following conditions:

        • Dedicate yourself to agriculture, stockbreeding or forestry.
        • Having an account at BBVA.

      Apply for Agropréstamo

      Apply

      Would you like more information?

      When you take out the loan, you can establish higher monthly payments for the months in which you have larger income and lower monthly payments during low income months.

      You can choose between a fixed, mixed or variable interest rate. If you choose a fixed-rate loan, the monthly payment and the interest rate applied will not vary for the entire term of the loan. If you choose the variable-rate loan, the monthly payment will depend on the reference rate (usually Euribor) plus the fixed differential applied to the loan. For example, Euribor + 1.5%. If you prefer a mixed interest rate, a fixed interest rate will be applied during the initial period of the loan, and a variable interest rate will be applied during the remaining term.

      You can choose a period during which to pay only interest. In this case, with the bank's approval, you will be able to request up to a 36-month grace period.

      Both the interest rate and the fees depend on various factors. Ask your adviser to calculate a quote for you according to your personal situation.

      Excluded are transactions established as such in the contract, partial drawdowns and interest in advance.

      The NIR (Nominal Interest Rate) is what you pay the bank to lend you money. The NIR is usually less than the APR, and cannot be used to compare the prices of different loans, since it only includes the interest rate and not all the expenses associated with the transaction.

      The APR (Annual Percentage Rate) indicates the cost of a financial product, such as a loan, including both the interest and different expenses and fees involved. This information lets you compare different loans because the lower the APR, the cheaper the loan.

      You might also be interested in

      • Linked Agro Credit Account

        Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.
        More information
      • Agrocoop Business Card

        • Monthly credit of up to €6,000.
        • Extensive insurance coverage.
        • Only for farmers and agricultural and livestock cooperatives.
        More information Apply
      See more financing

      Be a BBVA customer.

    • At BBVA, we want to help you grow your business by offering the financing you need.
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      • I have a company
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      Discover BBVA One View

      Add and manage all your business bank accounts in one place.

      Manage all your accounts, make better decisions, and save time for your business.
      More information

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      Add your other banks to the BBVA app.

      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information
      Agropréstamo
      Apply
      Offer valid during current month
      1. Financing
      2. Agropréstamos: loans for farmers

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