How I can improve the conditions?
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Below, we detail how you can reduce your interest rate.
| Reduction | Breakdown |
|---|---|
| Reduction
0.10%
|
Breakdown
If you set up direct billing for your payroll, social security contributions, and tax payments, and make at least three payments per quarter.
|
| Reduction
0.25%
|
Breakdown
If your quarterly POS terminal turnover is at least 50% of your credit account limit or you have a POS terminal plan.
|
| Reduction
0.20%
|
Breakdown
If have at least one of the following insurance products with a minimum annual premium of €300: Segurpyme, Segurnegocio Reale, Seguro Salud Pymes, Seguro RC Administradores, Life Insurance or Seguro Más Cobertura Profesional.
|
| Reduction
0.40%
|
Breakdown
If you have at least two of the Segurpyme, Segurnegocio Reale, SME Health Insurance, Directors PL Insurance, Life Insurance or Insurance Plus Professional Coverage, with a minimum annual premium of €300 for each insurance.
|
| Reduction
0.25%
|
Breakdown
A quarterly volume in Trade Finance Loans of at least 50% of the limit in the account.
|