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  • With the direct debit payment of one or more of the following payments in the Agro Linked Credit Account, you will be able to reduce the interest rate by up to 1%:

    • CAP Grants from €2,500: - 0.5%.
    • Agricultural Insurance: maximum - 0.5%. You can reduce it by 0.25% for every Agrarian Insurance policy purchased with a minimum amount of €600 a year. The broker for this insurance is BBVA Mediacion Operador De Banca-seguros Vinculado, S.A., listed in the Special Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under reference OV-0060. With liability insurance arranged and sufficient financial resources.
    • Business Insurance: - 0.4% for purchasing any of the insurance policies offered by BBVA for businesses with a minimum yearly amount of €300.
    • Social Security payments, salaries or taxes: if you direct debit any of these three payments with a minimum yearly amount of €300 (with at least three payments per quarter), you will receive a 0.1% reduction in the interest rate of your credit account.

    The maximum interest rate reduction is 1%, meaning that even if you have direct debited, for example, Agrarian Insurance, PAC grants and payrolls, you will not receive a 1.1% reduction in interest rate.