Reverse Factoring

We help you manage your payments to suppliers.

  • Save time managing your invoices.
  • Free service.
  • 100% online.

What is reverse factoring?

  • Reverse factoring is a service that makes it easier for you to pay suppliers. Instead of processing all your invoices yourself, you give us the information and we'll take care of paying each supplier on the exact date.

How does it work?

  • To obtain reverse factoring, follow these simple steps:

    1. Access your banking online BBVA Net Cash.
    2. You send us the payment orders by uploading a data file.
    3. And that's it! Your suppliers will be paid on the specified date or they can request an advance on the invoice.

More advantages for your everyday life

  • Have peace of mind
    You can rest assured that your suppliers will be paid on time.
    Optimize resources
    You can devote less time to constantly managing and processing invoices.
    Simplify your tasks
    Through your online banking, you will be able to make payment orders, automate them and make inquiries from the same place.

Improve your relationship with your suppliers

  • The advantages that reverse factoring offers to your suppliers will help you better to negotiate conditions and timings:

    • They have the guarantee of knowing that their payments are managed by a reliable bank like BBVA.
    • They will be able to request advance payment of the invoices.
    • If they request an advance, they will get paid sooner

How can I apply for it?

  • Only have to approach our offices or contact your personal manager, who you help to register the service in BBVA Net Cash so that can begin to use it quickly.

Would you like more information?

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Be a BBVA customer.

  • At BBVA, we want to help you grow your business by offering the financing you need.
  • We are leaders in digital innovation working to make your life that bit easier.
  • We believe in doing things a transparent, clear and responsible way.
  • At BBVA, we want to help you grow your business by offering the financing you need.
  • We are leaders in digital innovation working to make your life that bit easier.
  • We believe in doing things a transparent, clear and responsible way.

Discover BBVA One View

Add and manage all your business bank accounts in one place.

Manage all your accounts, make better decisions, and save time for your business.
Manage all your accounts, make better decisions, and save time for your business.