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    CAP Advance Agropréstamo loan

    Get your CAP subsidy early and boost your agricultural holding

    • No commitment fee
    • Interest rate: quarterly Euribor + 2.5%
    • No fee for early repayment of the loan.

    When you direct deposit your CAP with us, you will have liquidity for your day-to-day farming operations.

    Obtain an advance on the subsidy.

    No commitment fee if you direct deposit the CAP with BBVA.
    • Interest rate: quarterly Euribor + 2.5%.
    • No commitment or study fee.
    • No fee for early cancellation of the loan.
    • Request up to 100% of the amount of the subsidy.
    Illustration of a hand and a leaf
    Direct deposit your CAP and get a free €25 fuel voucher
    If you direct deposit your CAP into your BBVA account, you will get special conditions in financing solutions, and if the CAP exceeds €3,000, you'll also receive a gift voucher for fuel worth €25
    More information

    How does it work?

    • If you direct deposit your CAP subsidy with BBVA, you can get an advance on the subsidy with no interest. You can request the entire amount of the subsidy and return it automatically when the subsidy is deposited in your account.

      No commitment fee if you direct deposit your CAP aid into a BBVA account. You will have until June 30 of the following year to return the CAP advance. So if you applied for it in 2023, you will have until June 30, 2024, for the subsidy to be deposited into your account so you can pay back the loan.

    This example will make it clear

    • Example for a €6,000 loan taken out on March 10, 2023, paid back in full on December 15, 2023 (assuming the subsidy is received on that date):

      • Variable NIR: 5.28%
      • APR: 5.38% (3-month Euribor* + 2.5%)
      • Commitment fee: €0
      • Appraisal fee: 0%
      • Quarterly payment: 1st and 2nd payment, €81.01, 3rd payment, €80.13, 4th and final payment, €6,012.
      • Total amount to be returned: €6,254

      *From 03/01/2023

    What conditions do you have to meet?

    • To request the CAP advance, you have to be rancher or farmer and own a farm that is eligible for the subsidy, and direct deposit the CAP subsidy into a BBVA account.

      *Product available for businesses with a turnover under 5 million euros

    Would you like more information?

    In 2023, 0% commitment fee if you direct deposit the CAP into a BBVA account, and no study fee.

    Apply for the CAP Advance Agropréstamo loan

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    CAP Advance Agropréstamo loan
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