Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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    Experiences

    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

    • BBVA My Business

      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

    • BBVA Company aggregator

      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information
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      ADVERTISING
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      Agricultural holding

      CAP Advance Agropréstamo loan

      Get your CAP subsidy early and boost your agricultural holding

      • No commitment fee
      • Interest rate: quarterly Euribor + 2.5%
      • No fee for early repayment of the loan.

      When you direct deposit your CAP with us, you will have liquidity for your day-to-day farming operations.

      Obtain an advance on the subsidy.

      No commitment fee if you direct deposit the CAP with BBVA.
      • Interest rate: quarterly Euribor + 2.5%.
      • No commitment or study fee.
      • No fee for early cancellation of the loan.
      • Request up to 100% of the amount of the subsidy.
      Apply
      Illustration of a hand and a leaf
      Direct deposit your CAP and get a free €25 fuel voucher
      If you direct deposit your CAP into your BBVA account, you will get special conditions in financing solutions, and if the CAP exceeds €3,000, you'll also receive a gift voucher for fuel worth €25
      More information

      How does it work?

      • If you direct deposit your CAP subsidy with BBVA, you can get an advance on the subsidy with no interest. You can request the entire amount of the subsidy and return it automatically when the subsidy is deposited in your account.

        No commitment fee if you direct deposit your CAP aid into a BBVA account. You will have until June 30 of the following year to return the CAP advance. So if you applied for it in 2023, you will have until June 30, 2024, for the subsidy to be deposited into your account so you can pay back the loan.

      This example will make it clear

      • Example for a €6,000 loan taken out on March 10, 2023, paid back in full on December 15, 2023 (assuming the subsidy is received on that date):

        • Variable NIR: 5.28%
        • APR: 5.38% (3-month Euribor* + 2.5%)
        • Commitment fee: €0
        • Appraisal fee: 0%
        • Quarterly payment: 1st and 2nd payment, €81.01, 3rd payment, €80.13, 4th and final payment, €6,012.
        • Total amount to be returned: €6,254

        *From 03/01/2023

      What conditions do you have to meet?

      • To request the CAP advance, you have to be rancher or farmer and own a farm that is eligible for the subsidy, and direct deposit the CAP subsidy into a BBVA account.

        *Product available for businesses with a turnover under 5 million euros

      Would you like more information?

      In 2023, 0% commitment fee if you direct deposit the CAP into a BBVA account, and no study fee.

      You can apply for this loan until 12/31/2023.

      The deadline for direct depositing the CAP is 06/30/2023.

      The NIR (Nominal Interest Rate) is paid to a bank in exchange for the money that it loans to customers. The NIR is usually less than the APR, and cannot be used to compare the prices of different loans, since it only includes the interest rate and not all the expenses associated with the transaction.

      The APR (Annual Percentage Rate) indicates the cost of a financial product, such as a loan, including both the interest and different expenses and fees involved. This figure lets you compare different loans since the lower the APR, the cheaper the loan.

      Apply for the CAP Advance Agropréstamo loan

      Apply

      Are you looking for another type of business loan?

      If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
      Go to the adviser

      You might also be interested in

      • Linked Agro Credit Account

        Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.
        More information
      • Agrocoop Business Card

        • Monthly credit of up to €6,000.
        • Extensive insurance coverage.
        • Only for farmers and agricultural and livestock cooperatives.
        More information
        Apply
      See more financing

      Be a BBVA customer.

      • At BBVA, we want to help you grow your business by offering the financing you need.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Add your banks to the BBVA app

      • I have a company

      • I am a self-employed worker

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.
      Manage all your accounts, make better decisions, and save time for your business.
      More information

      Your other banks

      Add your other banks to the BBVA app.
      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information
      CAP Advance Agropréstamo loan
      Apply
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      1. Financing
      2. CAP Advance Agropréstamo loan
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