Click enter
Suggestions

    BBVA AvalBox: online management of guarantees

    Manage your business guarantees online.

    • Instantly find out your risk limits, issued guarantees, maturity dates, beneficiaries, amounts, etc.
    • Process your endorsements for companies directly wherever you are.
    • Guaranteed by the Royal Spanish Mint (FNMT).

    How does it work?

    • Avalbox is that simple
      • Access directly via Net Cash using your credentials.
      • Request any type of guarantee, whether the payee is a private sector or public sector business.
      • You can use default or customised texts.
      • We tell you the cost of the guarantee from the start.
      • You choose the best term for your needs: With an indefinite or specific maturity date.
      • The Spanish Royal Mint as a trusted third party.

      Watch the video

    What advantages does BBVA Avalbox offer?

    • This service offers the following advantages
      • As there is no physical paperwork, there is no risk of an endorsement being lost
        or damaged.
      • You can monitor the procedure.
      • You can consult to all issued, canceled and executed guarantees.
      • Save time on processing guarantees.
      • You can manage your guarantees for companies directly.

    How do you present business guarantees?

    • There are three ways
      • Digital presentation. The Royal Spanish Mint (FNMT) is responsible for reporting the issuance of guarantees and their safekeeping. It also offers a verification service.
      • Online presentation to a public authority. We currently collaborate with the General Deposit Fund of the Public Treasury and the Galician Regional Government.
      • Submission at a branch. You must collect the guarantee at a BBVA branch.

    What type of business guarantee do you want?

    • You have two options
      • Technical guarantee: BBVA will be responsible for any obligations that are unfulfilled by the holder (the endorsed party) in the case of supply contracts (e.g., tenders, auctions, non-payment of rent, unpaid leasing fees, etc.). In this regard, you ensure that the service or work will be carried out in the requested manner.
      • Financial endorsements: BBVA guarantees fulfillment of your obligations in accordance with a monetary limit and/or established term. This type of bank endorsement is used, for example, in home rentals. In the case of companies, they simply guarantee that a payment will be made for something in the future.
        These subtypes include financial endorsements: they are financial guarantees. However, in this case, they refer to the corresponding payment obligations of a promissory note or treasury bill.
        • Commercial: the bank guarantees the payment obligation resulting from a business transaction between parties.
        • Non-commercial: credits or loans granted to a BBVA customer by other banks or credit institutions authorized by BBVA.

    What are the requirements?

    • Be registered with BBVA Empresas Online Banking (BBVA Net Cash) and have activated the Endorsements module.

    Would you like more information?

    You might also be interested in

    See more guarantees

    Be a BBVA customer.

    • At BBVA, we give you the tools to manage your business payments easily.
    • We are leaders in digital innovation working to make your life that bit easier.
    • We believe in doing things a transparent, clear and responsible way.

    Discover BBVA One View

    Add and manage all your business bank accounts in one place.

    Manage all your accounts, make better decisions, and save time for your business.
    More information